Consumer Affairs Act (Cap. 378), article 112

112. Participants, other than tho s e w h o e s t a b l i s h , o p e r a t e o r promote a pyramid promotional sche me in terms of rule 14 of the First Schedule, shall be entitled not later than two years from the d ate on which they have made the last payment to institute an action be fore the ordinary courts to demand a full refund of any monies paid by t hem into the scheme. CONSUMER AFF AIRS [CAP. 378. 73 Exemption from liability.